AML Specialist (Swedish speaker)

About seQura

seQura provides innovative, flexible and easy-to-use payment technologies that help merchants acquire, convert and retain more customers.

We make a difference in sales performance by tailoring our solutions to different sectors, to address their unique pain points and deliver superior results in Retail, Education, Eyewear, Repairs and Travel.

We also empower smart shopping to consumers who seek more value, convenience, and flexibility in their shopping, with new payment experiences that allow them to save, access interest-free credit, or pay in small, comfortable installments of up to 24 months.

Born in Barcelona, seQura is a privately-owned fintech, currently expanding throughout southern Europe and Latin America, growing above 50% CAGR and approaching 100 Million in Annual Recurring Revenue.
Over 5000 businesses, almost 2 million shoppers, and almost 400 employees continue to rate us as one of the most loved and trusted fintechs out there, with an NPS of 87%, a Trustpilot rating of 4.7/5, and a Glassdoor rating of 4.7/5.

About the role 🤓

As an AML Specialist you will carry out customer due diligence (CDD) and risk assessments for both corporate and private clients, ensuring we meet all regulatory requirements related to anti-money laundering (AML) and counter-terrorist financing (CTF). You’ll collaborate closely with colleagues across the business, help improve KYC processes, and play a key role in safeguarding seQura’s operations.

What challenges you'll be solving 🚀

• Perform KYC checks and risk assessments using a risk-based approach, in line with internal regulations.

• Provide legal and regulatory support on AML matters to colleagues and business units.

• Create and maintain manuals, routines, and documentation in accordance with internal AML regulations.

• Act as the local lead for implementing internal AML guidelines and developing AML models.

• Conduct self-assessments, identify and report risks, and propose improvement measures.

• Participate in threat and vulnerability analyses, including preparation of documentation and statistics.

• Prepare and deliver KPI reporting.

• Train employees in the business area on updated external and internal AML routines and processes.

• Support the Complaints Officer and Legal team in handling customer complaints following account rejections or terminations.

• Make decisions on customer relationships under AML regulations (where no higher-level authorization is required).

• Ensure quality in decision-making documentation for customer relationship terminations.

• Provide oversight and guidance to more junior team members on complex or sensitive cases, ensuring consistency in decision-making and alignment with the company's AML framework.

What we offer 😎

We have a strong and sustainable foundation, where we provide a secure and reliable workplace. You have the freedom and trust to make the best contribution possible.

One of our most valued strengths by our employees is our fellowship and supportive culture, which fosters a sense of belonging by working closely with our values. With us, you will have challenging projects to work on and push your skills and knowledge.
In addition, we are very proud of the unique office we have, which offers a comfortable and inspiring environment to work in with everything you need.

• 23 vacation days + 2 days of free disposal per year.

• Professional development workshops or seminars.

• Flexible compensation plan for transportation, restaurants, and kindergarten with Cobee.

• Health insurance discounts with Sanitas and Adeslas.

• Urban mobility by using your own bike with Kleta.

• Free access to healthy, organic, and sustainable fruits.

Moreover, we offer a Wellness Program that embraces a holistic approach by covering 6 areas (occupational, physical, financial, emotional, social, and environmental consciousness). Each area will include various activities, and you'll be able to choose from 34 different activities that best meet your needs to configure a plan that best works for you.

What you’ll need 🤝 

• Academic degree in Economics, Law, or a related field.

• 3–4 years of experience in similar AML roles within banking or financial services.

• Strong knowledge of AML regulations and risk-based approaches.

• Experience in process development and improvement projects.

• Excellent analytical and investigative skills; able to work independently on complex cases.

• Proficient in Excel and comfortable using digital tools.

• Fluent in Swedish and English, both spoken and written.

• Structured, responsible, and meticulous, with a team-player mindset.

• Strong communicator, able to handle multiple tasks and stakeholders simultaneously.

We kindly ask that you submit your CV in English, as it is the official language of our community.

We promote equal opportunity to all, regardless of age, color, gender identity, medical condition, physical or mental disability, race, religion, sexual orientation, or other characteristics. We have an inclusive environment, and respect is above all.

Do you want to be part of the change? Join us!👇