Treasury Specialist – SPVs & Debt Facilities

About seQura

seQura provides innovative, flexible and easy-to-use payment technologies that help merchants acquire, convert and retain more customers.

We make a difference in sales performance by tailoring our solutions to different sectors, to address their unique pain points and deliver superior results in Retail, Education (EduQa), Optics (OptiQa), Repairs and Travel.
We also empower smart shopping to consumers who seek more value, convenience, and flexibility in their shopping, with new payment experiences that allow them to save, access interest-free credit, or pay in small, comfortable installments of up to 24 months.

Born in Barcelona, seQura is a privately-owned fintech, currently expanding throughout southern Europe and Latin America, growing above 50% CAGR and approaching 100 Million in Annual Recurring Revenue.
Over 5000 businesses, almost 2 million shoppers, and almost 400 employees continue to rate us as one of the most loved and trusted fintechs out there, with an NPS of 87%, a Trustpilot rating of 4.7/5, and a Glassdoor rating of 4.7/5.

About the role 🤓

seQura is a leading European fintech specialised in flexible payment solutions (Buy Now Pay Later). As we scale our funding structures, we are looking for a detail-oriented and analytically driven Treasury Specialist to support the Head of Treasury by managing seQura’s Special Purpose Vehicles (SPVs) and Debt Facilities from a Treasury perspective.

This role sits at the intersection of our funding structures, treasury operations and accounting, and is designed to implement and operate our Treasury Management System (TMS), manage the daily treasury operations of all SPVs and Debt Facilities, reconcile every economic event end-to-end, and analyse the underlying data to ensure that all SPV-related cash flows, servicing fees and financial obligations are accurately captured, monitored and reported — both internally and to external stakeholders (lenders, trustees, security agents, calculation agents and auditors).

A core focus of the role is ensuring full operational and financial compliance with the Servicing Fee terms defined in each SPV’s transaction documents.

The ideal candidate thrives in an unstructured, data-intensive environment, is comfortable working across departments, and has hands-on experience implementing and running treasury management platforms — ideally EMBAT — and a working understanding of securitization or warehouse funding structures.

What challenges you'll be solving 🚀

Daily treasury operations: Manage cash positioning, drawdowns, repayments, interest, fees and waterfalls across all SPVs; ensure full segregation of SPV vs corporate funds; monitor covenants, triggers and eligibility criteria.

Servicing Fee compliance: Own the full lifecycle (calculation, accrual, invoicing, settlement, reconciliation) per each SPV's contractual terms, keeping audit-ready documentation and alignment with transfer pricing and regulation.

TMS implementation & operation: Lead rollout and configuration of the TMS for all SPVs/facilities, map bank accounts, debt instruments and covenants, and continuously improve automations, dashboards and integrations.

Cash flow reconciliation & analysis: Reconcile every economic event across bank statements, servicer reports, accounting and TMS with zero unmatched items; analyze variances, deviations and trends to generate insights for Finance leadership.

Accounting & reporting: Prepare monthly entries (accruals, amortizations, interest, FX) under local GAAP/IFRS, support month/year-end close, and contribute to reports for management, lenders, trustees and rating agencies.

Stakeholder management: Act as liaison between internal teams (Finance, Accounting, Legal, Risk, Collections) and external parties (banks, lenders, trustees, auditors), communicating fluently in English and Spanish.

What we offer 😎

We have a strong and sustainable foundation, where we provide a secure and reliable workplace. You have the freedom and trust to make the best contribution possible.

One of our most valued strengths by our employees is our fellowship and supportive culture, which fosters a sense of belonging by working closely with our values. With us, you will have challenging projects to work on and push your skills and knowledge.

In addition, we are very proud of the unique office we have, which offers a comfortable and inspiring environment to work in with everything you need.

• 23 vacation days + 2 days of free disposal per year.

• Professional development workshops or seminars.

• Flexible compensation plan for transportation, restaurants, and kindergarten with Cobee.

• Health insurance discounts with Sanitas and Adeslas.

• Urban mobility by using your own bike with Kleta.

• Free access to healthy, organic, and sustainable fruits and snacks.

Moreover, we offer a Wellness Program that embraces a holistic approach by covering 6 areas (occupational, physical, financial, emotional, social, environmental consciousness). Each area will include a variety of activities, and you'll be able to choose from 34 different activities that best meet your needs to configure a plan that best works for you.

What you’ll need 🫱🏼‍🫲🏽

• Bachelor's degree in Finance, Economics, Accounting, Business Administration or a related field.

• 5+ years in Treasury, Corporate Finance, Structured Finance or a related financial function, ideally in fintech, banking or a high-growth scale-up.

• Exposure to SPVs, securitizations, warehouse facilities or similar funding structures (strongly preferred).

• Minimum 1 year of hands-on experience with a Treasury Management System — EMBAT strongly preferred; other platforms also considered.

• Proven track record implementing and operating a TMS, managing daily treasury operations, and reconciling and analyzing economic events end-to-end.

• Experience preparing accounting journal entries for financial instruments and intercompany or service-fee arrangements.

• Strong usage of Claude or other AI tools to support automation and analysis.

• Advanced Microsoft Excel: financial modeling, pivot tables and complex formulas.

• Solid command of Power Query for data transformation, source integration and automated reporting (preferred).

• Familiarity with ERP systems — Oracle NetSuite or equivalent (a plus).

• Understanding of waterfall mechanics, eligibility criteria and servicer reports (a strong plus).

• Full professional proficiency in English and Spanish, written and spoken (both required).

• Strong analytical mindset, high attention to detail and zero tolerance for data errors.

• Able to manage competing priorities and meet tight deadlines, including month-end and waterfall payment dates.

• Effective communicator — translates complex financial data into clear explanations for internal and external audiences.

• Collaborative, proactive and comfortable in a cross-functional environment.

We kindly ask that you submit your CV in English, as it is the official language of our community.

We promote equal opportunity to all, regardless of age, color, gender identity, medical condition, physical or mental disability, race, religion, sexual orientation, or other characteristics. We have an inclusive environment, and respect is above all.

Do you want to be part of the change? Join us!👇